USAA #

• Target market- restricted to military members, veterans and their families
  • USAA’s mission statement indicates its focus to serve its niche market, which consists of members of the U. S. military and their immediate families.
  • The association has always marketed directly to members of the U. S. military.
• Lines of business
  1. Property, casualty, and life insurance
     • USAA offers a range of personal property and casualty (P&C) insurance, including automobile insurance, homeowner insurance, renters’ insurance, as well as umbrella and personal property insurance.
     • In addition to P&C insurance, USAA provides whole life insurance, term life insurance, and annuities.
     • USAA’s life insurance policies, while not completely unique in the industry, are different from most offerings since they do not include a war-exclusion clause.
  2. Banking
     • Banking services are provided by USAA Federal Savings Bank.
     • The bank was established on December 30, 1983.
  3. Investing and financial planning
     • USAA provides Education 529 Plans for its members

NJM Insurance Group #

• NJM Insurance Group, headquartered in the West Trenton section of Ewing Township, Mercer County, New Jersey, United States, offers personal auto, commercial auto, workers’ compensation, homeowners, condo, renters, and umbrella insurance.
• It serves markets in Connecticut, Delaware, Maryland, New Jersey, New York, Ohio, and Pennsylvania.

Products and Services #

• Personal Insurance
  • NJM provides auto, homeowners, renters, condo, and umbrella insurance to residents of New Jersey, Pennsylvania, Connecticut, and Ohio.
  • NJM partners with American Modern Insurance Group to offer coverage for motorcycles, ATVs, boats, and collector cars.
• Commercial Insurance
  • NJM originally formed to provide workers’ compensation insurance to businesses in New Jersey.
  • Today, it writes workers’ compensation coverage in Connecticut, Delaware, Maryland, New Jersey, New York, and Pennsylvania.
  • The Company has also provided New Jersey businesses with commercial auto insurance and commercial general liability insurance (CGL).

American Family Insurance #

• American Family Insurance, also abbreviated as AmFam, is an American private mutual company that focuses on property, casualty, and auto insurance, and also offers commercial insurance, life, health, and homeowners coverage as well as investment and retirement-planning products.
• It should not be confused with American Family Home Insurance Company, a subsidiary of Munich Re subsidiary American Modern Insurance Group, Inc. , or American Family Life Assurance Company of Columbus.

Companies of the American Family Insurance Group include: #

• American Family Mutual Insurance Company (AFMIC)
• American Family Brokerage, Inc. (AFBI)
• American Family Insurance Company of Ohio (AFICO; Ohio subsidiary, companion to American Family Mutual Insurance Company)
• American Family Life Insurance Company (AFLIC)
• American Family Securities, LLC (AFS)
• American Standard Insurance Company (ASIC)
• American Standard Insurance Company of Ohio (ASICO; Ohio subsidiary; companion to American Standard Insurance Company of Wisconsin)
• Amfam.com Inc.(AMFAM)
• CONNECT, powered by American Family Insurance (formerly Ameriprise Auto & Home)
• HomeGauge®
• Homesite Group Incorporated
• Main Street America Insurance
• Moonrise, Inc.
• Networked Insights
• PGC Holdings Corporation (General Insurance Companies " The General®")

Products #

American Family insurance products include: term, universal, and whole life insurance; personal and business auto insurance, personal umbrella insurance, home insurance; motorcycle, boat, motor home, snowmobile and car insurance; business liability key policy, and business policy package insurance; farm and ranch liability insurance; travel, trip cancellation, and global medical insurance

State Farm #

State Farm Insurance is a large group of insurance companies throughout the United States with corporate headquarters in Bloomington, Illinois.

Overview #

State Farm is one of the largest property and casualty insurance provider, and the largest auto insurance provider, in the United States.

Financial services #

• State Farm has expanded into the financial services arena, such as banking and mutual funds.
• The bank opened in May 1999 and is operated by State Farm Financial Services, FSB, a subsidiary of State Farm Mutual Automobile Insurance Co.
• These are separate from its insurance products.
• State Farm Bank does not have branch offices.
• Its regular banking services, which include checking and savings accounts, certificates of deposit, and money market accounts, are available to consumers countrywide via the Internet or over the phone, and through agents.
• Home mortgages are available countrywide over the phone or through agents.

State Farm Mutual Automobile Insurance Company is the parent company of several wholly owned State Farm subsidiaries: #

• State Farm Fire and Casualty Company
• State Farm Life Insurance Company
• State Farm Life and Accident Assurance Company (NY/CT/WI)
• State Farm County Mutual Insurance Company of Texas (TX auto)
• State Farm Mutual Insurance Company of Texas (TX preferred auto)
• State Farm Indemnity Company / State Farm Guaranty Insurance Company (NJ auto)
• State Farm General Insurance Company (CA home)
• State Farm Florida Insurance Company (FL home)
• Dover Bay Specialty Insurance Company
• State Farm Lloyds (TX home/commercial)
• State Farm Bank, F.S.B.
• State Farm Investment Management Corp. (SFIMC)
• State Farm VP Management Corp. (SFVPMC)
• State Farm International Service, Inc.
• State Farm Associate’s Funds Trust
• State Farm Mutual Fund Trust
• SF Insurance Placement Corporation of Canada
• Insurance Placement Services, Inc.
• State Farm International Life Insurance Company Ltd.
• Plaza One Realty Co.
• State Farm Specialty Insurance Company
• State Farm Guaranty Insurance Company
• State Farm Variable Product Trust
• Amberjack Ltd. (Real Estate)

Auto-Owners Insurance #

• Auto-Owners Insurance Group is a mutual insurance company that provides life, home, car and business insurance.
• Their policies are sold exclusively through local, independent insurance agents within their 26 operating states.

Auto-Owners Insurance Group Companies #

Auto-Owners Insurance Company Auto-Owners Life Insurance Company Owners Insurance Company Home-Owners Insurance Company Property-Owners Insurance Company Southern-Owners Insurance Company Atlantic Casualty Insurance Company Concord Group Insurance Companies Capital Insurance Group

First American Corporation #

American financial services company

• First American Financial Corporation is an American financial services company which provides title insurance and settlement services to the real estate and mortgage industries.
• The First American Family of Companies’ core business lines include title insurance and closing/settlement services; title plant management services; title and other real property records and images; valuation products and services; home warranty products; property and casualty insurance; and banking, trust and investment advisory services.
• Products and services
  • First American serves homebuyers and sellers, real estate professionals, loan originators and services, commercial property professionals, homebuilders, and others involved in residential and commercial property transactions with products and services specific to their needs.
  • First American provides title insurance and closing/settlement services; title plant management services; title and other real property records and images; real estate appraisal services; home warranty products; home insurance; and banking, trust and investment advisory services.

Prudential Financial #

American life insurance company

• Prudential Financial, Inc. is an American Fortune Global 500 and Fortune 500 company whose subsidiaries provide insurance, investment management, and other financial products and services to both retail and institutional customers throughout the United States and in over 40 other countries.

• Principal products and services provided include life insurance, annuities, mutual funds, pension- and retirement-related investments, administration and asset management, securities brokerage services.

• Prudential has operations in the United States, Asia, Europe and Latin America and has organized its principal operations into the Financial Services Businesses and the Closed Block Business.

American International Group #

Products: - General insurance - Health insurance - Vehicle insurance - Travel insurance - Home insurance - Life insurance - Mortgage loans - Investment management - Mutual fund

• American International Group, Inc. , also known as AIG, is an American multinational finance and insurance corporation with operations in more than 80 countries and jurisdictions.

• The company operates through three core businesses: General Insurance, Life & Retirement, and a standalone technology-enabled subsidiary.

  • General Insurance includes Commercial, Personal Insurance, U.S. and International field operations.
  • Life & Retirement includes Group Retirement, Individual Retirement, Life, and Institutional Markets.

• During the financial crisis of 2007–2008, the Federal Reserve bailed the company out for $180 billion and assumed control, with the Financial Crisis Inquiry Commission correlating AIG’s failure with the mass sales of unhedged insurance.

• AIG repaid $205 billion to the United States government in 2012.

Business #

• AIG offers property casualty insurance, life insurance, retirement products, mortgage insurance and other financial services.

Subsidiaries #

• AIG Europe S.A.
• American General Life Insurance Company
• American Home Assurance Company
• Lexington Insurance Company
• National Union Fire Insurance Company of Pittsburgh, PA
• The United States Life Insurance Company in the City of New York
• The Variable Annuity Life Insurance Company (VALIC)
• American International Group UK Ltd.
• AIG General Insurance Co. Ltd.
• Validus Reinsurance, Ltd.

American Income Life Insurance Company #

• American Income Life Insurance Company (formerly NASDAQ: AINC) is an insurance company that uses multi-level marketing to provide supplemental life insurance to labor unions, credit unions, and associations.
• American Income Life is licensed in 49 states, the District of Columbia, Canada, and is registered to carry on business in New Zealand.
• AIL also has two wholly owned subsidiaries: National Income Life Insurance Company, licensed in the state of New York, and Union Heritage Life Assurance Company Limited, licensed in the Republic of Ireland.

American National Insurance Company #

• American National Insurance Company (ANICO) is an American insurance corporation based in Galveston, Texas. The company and its subsidiaries operate in all 50 U.S. states and Puerto Rico.

• Insurance products and services offered: life insurance, annuities, health insurance, property and casualty insurance, credit insurance, and pension plan services.

• In August 2021, Brookfield Asset Management announced that it had agreed to acquire ANICO for $5. 1 billion.

• Subsidiaries

  • American National Insurance Company Building
  • American National Life Insurance Company of Texas
  • American National Life Insurance Company of New York
  • American National Property And Casualty Company
  • Farm Family Casualty Insurance Company
  • United Farm Family Insurance Company
  • Standard Life and Accident Insurance Company
  • Garden State Life Insurance Company

American Strategic Insurance #

• American Strategic Insurance (ASI) was formed in 1997 and led by CEO and President, John Auer.
• Its initial offering was Florida homeowners insurance.

Segments #

• ASI currently sells homeowners, dwelling fire, renters, condo, commercial property, flood and umbrella coverage.

Subsidiary Companies #

ASI functions as an insurance group with multiple insurance companies under the parent company ARX Holding Corp. These subsidiaries include:

• American Strategic Insurance Corp.
• ASI Lloyds
• ASI Assurance Corp.
• ASI Preferred Insurance Corp.
• ASI Select Insurance Corp.
• American Capital Assurance Corp.
• ASI Home Insurance Corporation
• ASI Underwriters
• ASI Underwriters of Texas, Inc.
• Safe Harbour Underwriters, LLC

MassMutual #

• The Massachusetts Mutual Life Insurance Company, also known as MassMutual, is a Springfield, Massachusetts-based life insurance company.

• MassMutual provides financial products such as life insurance, disability income insurance, long term care insurance, retirement/401(k) plan services, and annuities.

• Major affiliates include Barings LLC, and Haven Life Insurance Agency.

Transamerica Corporation #

American private holding company

• The Transamerica Corporation is an American holding company for various life insurance companies and investment firms operating primarily in the United States, offering life and supplemental health insurance, investments, and retirement services.
• The company has major offices located in Baltimore, Maryland; Cedar Rapids, Iowa; Denver, Colorado; Norwood, Massachusetts; Exton, Pennsylvania; Harrison, New York; Johns Creek, Georgia; Plano, Texas; and St.Petersburg, Florida.
• Additional affiliated offices are located throughout the United States.
• In 1999, it became a subsidiary of Aegon, a European financial services company headquartered in The Hague, Netherlands.

Products and services #

• Transamerica primarily offers insurance and financial services.

• Types of life and health insurance policies offered include term life, whole life, universal life, variable universal life, accidental death, Medicare supplement, and long-term care.

• Transamerica companies also offer a variety of mutual funds and annuities.

• Transamerica’s retirement division offers defined benefit pension plans and defined contribution retirement plans, including 401(k) and 403(b), 457, profit sharing, money purchase, cash balance, Taft-Hartley, multiple employer plans, nonqualified deferred compensation, and rollover individual retirement accounts.

• Other services include plan-level record keeping and administrative services, participant communications and education services, fiduciary risk mitigation services, open investment architecture, and compliance guidance and regulatory support.

PMI Group #

The PMI Group is a holding company whose primary subsidiary is the PMI Mortgage Insurance Co. (PMI). The company was founded in 1972 by Preston Martin and is headquartered in Walnut Creek, California.

PMI has a 50% equity ownership in CMG Mortgage Insurance Company, founded in 1994 as a JV with *C*UNA *M*utual *G*roup, and CMG Mortgage Assurance Company (collectively CMG MI), a provider of *p*rivate *m*ortgage *i*nsurance to the credit union industry.

In October 2011, Arizona insurance regulators seized PMI’s main subsidiary and reduced claim payouts to 50% of the claim made with the balance of each claim being deferred.

Progressive Corporation #

• The Progressive Corporation is an American insurance company.
• The company was co-founded in 1937 by Jack Green and Joseph M. Lewis, and is headquartered in Mayfield Village, Ohio, USA.
• The company insures passenger vehicles, motorcycles, RVs, trailers, boats, PWC, and commercial vehicles.
• Progressive also provides home, life, pet, and other insurance through select companies. Progressive also offers auto insurance in Australia.
• The company operates in three segments: Personal Lines, Commercial Auto, and Other-indemnity.
  • The Personal Lines segment writes insurance for private passenger automobiles, motorcycles, boats, and recreational vehicles through both an independent agency channel and a direct channel.
  • The Commercial Auto segment writes primary liability and physical damage insurance for automobiles and trucks owned by businesses primarily through the independent agency channel.
  • The Other-indemnity segment provides professional liability insurance to community banks, principally directors, and officers liability insurance.

Farmers Insurance Group #

• Farmers Insurance Group (informally Farmers) is an American insurer group of automobiles, homes and small businesses and also provides other insurance and financial services products.

Farmers is the trade name for three reciprocal insurers, Farmers, Fire, and Truck owned by their policyholders.

• The non-claims activities of Farmers are managed by an attorney in fact, Farmers Group Inc, which is a wholly owned subsidiary of Zurich Insurance Group.
• Divisions: Farmers Insurance - Foremost Insurance - Bristol West Insurance - 21st Century Insurance - Farmers Life

Products and services #

• auto insurance;
• home insurance, including homeowners, condominium and renters insurance, mobile and manufactured home insurance, specialty home insurance, including landlord and rental properties, seasonal homes, and vacation homes, and flood insurance through the National Flood Insurance Program;
• motorcycle insurance;
• life insurance, including term, whole and universal life insurance;
• recreational insurance, such as insurance for boats, ATVs, RVs, and travel trailers;
• business insurance for small and medium-sized businesses, such as liability and property insurance, commercial auto and workers compensation insurance for apartment and commercial property owners, artisan contractors, condominium homeowner associations, retail stores, service providers, offices, religious organizations, educational and non-profit organizations, hotels, motels, bed & breakfasts, and other businesses in the light manufacturing, restaurant, wholesale, and auto service & repair industries; and
• financial services and products, such as mutual funds and variable annuities.

Acuity Insurance #

• Formerly: Mutual Auto Insurance Company of the Town of Herman Mutual Auto of Wisconsin Heritage Mutual Insurance

Acuity Insurance is a mutual insurance company headquartered in Sheboygan, Wisconsin.

Aflac #

Aflac Incorporated

• In the U. S. , Aflac underwrites a wide range of insurance policies, but is perhaps more known for its payroll deduction insurance coverage, which pays cash benefits when a policyholder has a covered accident or illness.
• The company states it “provides financial protection to more than 50 million people worldwide”.

Business #

• Aflac operates in the United States and Japan
• The company now offers several types of insurance policies in the United States, including the following:
  • Accident
  • Cancer/Specified Disease
  • Dental
  • Hospital Confinement Indemnity
  • Hospital Confinement Sickness Indemnity
  • Hospital Intensive Care
  • Life
  • Lump Sum Cancer
  • Lump Sum Cancer Critical Illness
  • Specified Health Event
  • Short Term Disability
  • Vision
• Aflac also offers un-reimbursed medical, dependent day-care, and transportation flexible spending accounts.
• The company additionally offers human resources services for HIPAA and COBRA.

Allianz Life #

• Minneapolis-based Allianz Life Insurance Company of North America (Allianz Life) provides annuities and life insurance products in the United States in all states except for New York.

• In New York, annuities and life insurance products are offered by Allianz Life Insurance Company of New York (Allianz Life of NY).

• Allianz Life offers various products, including fixed and variable annuities and life insurance.

• The company is a principal subsidiary of Allianz SE, a European global financial services group.

Type Subsidiary Industry Insurance Founded 1929; Headquarters Des Moines, Iowa 50391 USA Parent Nationwide Website www.alliedinsurance.com

• Allied Insurance provides insurance to individuals, families and businesses.
• Allied Insurance Centers was acquired by Robertson Ryan & Associates in Wisconsin in 2017.

Allstate #

• Products: Auto, Home, Life, Motorcycle, Renters, Boat, Landlord, Condo, Off-road vehicle, & Business Insurance, Retirement & Investment products , Banking services
• Subsidiaries: Encompass Insurance Company - Esurance - SquareTrade - Allstate Identity Protection (formerly InfoArmor, Inc.) - Allstate India - Allstate Northern Ireland - National General Insurance

Founded in 1931 as part of Sears, Roebuck and Co., it was spun off in 1993. The company also has personal lines insurance operations in Canada.

Organization #

• Allstate Corporation owns and operates 19 companies around the United States, United Kingdom, Canada and India.

• Based in San Francisco, California:

  • Esurance, Inc.

• Based in Northbrook, Illinois:

  • Allstate Fire and Casualty Insurance Company
  • Allstate Insurance Company
  • Allstate Indemnity Company
  • Allstate Life Insurance Company
  • Allstate Property and Casualty Insurance Company
  • Encompass Insurance Company

• Based in Bridgewater, New Jersey:

  • Allstate New Jersey Insurance Company
  • Allstate New Jersey Property and Casualty Insurance Company

• Based in Hauppauge, New York:

  • Allstate Life Insurance Company of New York

• Based in St. Petersburg, Florida:

  • Castle Key Insurance Company
  • Castle Key Indemnity Company

• Based in Irving, Texas:

  • Allstate County Mutual Insurance Company
  • Allstate Texas Lloyd’s

• Based in Jacksonville, Florida:

  • American Heritage Life Insurance Company

• Based in Northern Ireland, United Kingdom:

  • Allstate Northern Ireland (ANI)

• Based in Markham, Ontario:

  • Allstate Insurance Company of Canada

• Based in Bangalore, India:

  • Allstate Solutions Private Limited

• Based in Pune, India:

  • Allstate Solutions Private Limited

Products #

• Insurance products
  • Asset protection: auto insurance, homeowners insurance, condominium, renters, scheduled personal property, business umbrella, commercial auto, commercial inland marine, small business owner, customizer and business package policy, landlord package, manufactured home, mobile home, motor home, motorcycle, boat, personal umbrella, comprehensive personal liability, recreational vehicle, off-road vehicle, motor club, loan protection and flood protection.
• Wealth transfer
  • Estate planning products, business succession planning products, fixed survivorship life, and variable survivorship life family protection insurance, term life, universal life, variable universal life, long-term care and supplemental health.
• Financial products
  • Asset management and accumulation, life insurance and retirement

Connect (insurance company) #

• Connect (stylized as CONNECT, powered by American Family Insurance) is an insurance company located in De Pere, Wisconsin.
• Connect provides auto, home, condo, renters, umbrella (personal liability) and specialty products (through an in-house agency).
• Insurance is underwritten by American Family Connect Property and Casualty Insurance Company (formerly IDS Property Casualty Insurance Company) and American Family Connect Insurance Company (formerly Ameriprise Insurance Company), each a wholly owned subsidiary of American Family Insurance Mutual Holding Company.
• They also partner with various specialty insurance providers to offer coverage for items such as watercraft, ATVs, recreational vehicles and motorcycles.
• Connect is an affinity marketer, relying almost entirely on strategic partnerships to reach customers.
  • Partners include Costco Wholesale, and Ameriprise Financial.

AmTrust Financial Services #

• AmTrust Financial Services, Inc. , is a New York City-based multinational property and casualty insurance company, offering workers’ compensation, general liability, business owners policies (BOP), cyber liability, EPLI and more.
• Operating through its subsidiaries, its operations are divided into three segments: Small Commercial Business insurance, Specialty Risk and Extended Warranty insurance, and Specialty Middle-Market Property and Casualty insurance.
• The company’s main regions of operations are North America, United Kingdom, and mainland Europe.

Affiliated companies and subsidiaries #

• Most of the company’s business is contracted worldwide through more than 20 insurance companies and subsidiaries. The following are some of their US subsidiaries:
  • AmTrust Insurance Company (AIC)
  • AmTrust Title Insurance Company (ATIC)
  • ARI Insurance Company (ARI)
  • Associated Industries Insurance Company, Inc. (AIIC)
  • CorePointe Insurance Company (CPIC)
  • Developers Surety and Indemnity Company (DSIC)
  • First Nonprofit Insurance Company (FNIC)
  • Heritage Indemnity Company (HIC)
  • Indemnity Company of California (ICC)
  • Milford Casualty Insurance Company (MCIC)
  • Republic Fire and Casualty Insurance Company (RFC)
  • Republic Lloyds (RL)
  • Republic Underwriters Insurance Company (RUIC)
  • Republic-Vanguard Insurance Company (RVIC)
  • Rochdale Insurance Company (RIC)
  • Sequoia Insurance Company (SIC)
  • Security National Insurance Company (SNIC)
  • Southern Insurance Company (SOIC)
  • Southern Underwriters Insurance Company (SUIC)
  • Technology Insurance Company, Inc. (TIC)
  • Wesco Insurance Company (WIC)
• The company’s foreign insurance subsidiaries include:
  • AmTrust Assicurazoni S.p.A.
  • AmTrust International Insurance Ltd. (AII)
  • AmTrust International Underwriters Designated Company Activity (DAC)
  • AmTrust Europe, Ltd. (AEL)
  • Motors Insurance Company Ltd. (MIC)
  • Primero Seguros, S.A. de C.V.

Core business segments #

1. Small Commercial Business Insurance
   • The Small Commercial Business segment of AmTrust provides worker’s compensation to small businesses which operate in low and medium hazard classes. Included in this class are restaurants, retail stores, physicians and other professional offices. They also offer commercial package and other property and casualty insurance products to small businesses.
2. Specialty Program Business Insurance
   • This segment provides workers’ compensation, general liability, commercial auto liability, excess surplus lines insurance programs and other specialty commercial property and casualty insurance through managing general agents.
3. Specialty Risk and Extended Warranty
   • This segment is engaged in providing custom designed coverages.
   • Included are accidental damage plans and payment protection plans sold in connection with the sale of consumer and commercial goods in the United States and Europe.

GEICO #

GEICO

• The Government Employees Insurance Company (GEICO ˈɡaɪkoʊ) is a private American auto insurance company with headquarters in Chevy Chase, Maryland.
• GEICO is a wholly owned subsidiary of Berkshire Hathaway that provides coverage for more than 24 million motor vehicles owned by more than 15 million policy holders as of 2017.
• GEICO also offers property insurance, as well as umbrella coverage which GEICO sells, but the risk on the policies are transferred to third party companies.
• Despite the presence of the word “government” in its name, GEICO has always been a private corporation not affiliated with any U.S. government organization.

Gen Re #

General Reinsurance Corporation

• General Reinsurance Corporation is an American multinational property/casualty and life/health reinsurance company offering a range of reinsurance products and services.

• The company is a direct reinsurer and is represented in all major reinsurance markets worldwide through a network of more than 40 offices.

• Gen Re is a member of the Berkshire Hathaway Inc group of companies.

• Gen Re’s subsidiary offices are located all over the world:

• General Re Corporation is the holding company for Gen Re’s global reinsurance and related operations.

  • It owns General Reinsurance Corporation, General Re Life Corporation and General Reinsurance AG.
  • In addition, the insurance, reinsurance and investment management companies in the General Re group include: Gen Re Intermediaries, GR-NEAM, General Star, Genesis, USAU and Faraday.

Business #

• Reinsurers “insure insurance companies”.
• As a direct reinsurer, Gen Re delivers reinsurance solutions to companies in all segments of the insurance industry on both a Treaty and Facultative basis.
• Gen Re’s Property and Casualty reinsurance in North America is written through General Reinsurance Corporation and internationally through Germany-based General Reinsurance AG and other wholly owned affiliates.
• Gen Re’s Life and Health reinsurance is written in North America through General Re Life Corporation and internationally through General Reinsurance AG.

Arbella Insurance Group #

Arbella Insurance

Arbella Insurance Group is a regional property and casualty insurance company providing business and personal insurance in Massachusetts and Connecticut, as well as business insurance in Rhode Island and New Hampshire.

Assurant #

Assurant, Inc.

• Products: Home, renters’, manufactured housing, flood, & credit insurance, Extended service contracts
• Assurant, Inc. is a global provider of risk management products and services.
• Assurant operates two main segments:
  • Global Housing
  • Global Lifestyle

Assurity Life Insurance Company #

Assurity Life Insurance Company

• Assurity Life Insurance Company (Assurity) is a mutual insurance organization.

• Assurity is licensed to conduct business in all U. S. states and the District of Columbia, except New York.

• The Assurity Life Insurance Company of New York conducts business within the state of New York.

• Individual Insurance Products:

  • Accidental Death
  • Critical Illness
  • Disability Income
  • Life Insurance — Whole Life, Single Premium Whole Life, Term Life, Universal Life
  • Annuities (Fixed)

• Worksite Insurance Products:

  • Accident Expense
  • Critical Illness
  • Short-Term Disability Income
  • Hospital Indemnity
  • Whole Life

Equitable Holdings #

Equitable Holdings, Inc.

• Equitable Holdings, Inc. (formerly The Equitable Life Assurance Society of the United States and AXA Equitable Life Insurance Company, and also known as The Equitable) is an American financial services and insurance company.

Bankers Life #

• Products: Medigap Policies, Long Term Care Insurance, Home Health Care Insurance, Short Term Care Insurance, Life Insurance, and Annuities

• Bankers Life is the primary subsidiary of CNO Financial Group, Inc.

• CNO’s subsidiaries provide insurance products and services to customers in the United States.

• The core retail market served by Bankers Life is the pre-retirement and retirement aged individual and their families whose annual household income is between $25,000 and $75,000.

• Bankers Life offers a variety of different insurance products including long-term care and life insurance, annuities, Medicare products including supplement plans, Medicare Advantage plans and Medicare Part D prescription drug coverage and critical illness/specified disease insurance.

• Bankers Life also offers vision and dental plans through a partnership with Humana.

• Products and services

  1. Medicare Supplement insurance
     • Bankers Life offers Medicare Medicare Supplement insurance plans A, B, D, F, with high deductible, G, K, L, M, and N.
     • These types of supplements help pay for items that Medicare may not cover such as Medicare deductibles, hospital and medical care co-insurance, extended hospital care, physician’s services, hospital outpatient services and supplies, and ambulance services.
  2. Life insurance
     • Bankers Life offers term life insurance, whole life insurance and universal life insurance.
     • These products differ in terms of coverage length, premium flexibility, cash value accumulation and distribution.
  3. Annuities
     • Bankers Life offers a variety of annuities, including Fixed Interest Annuity, Fixed Index Annuity, and Immediate Annuity.
  4. Long term care insurance
     • Bankers Life offers several types of extended care coverage that include comprehensive long-term care insurance, Facility-only long-term care insurance, home health care insurance, and short-term care insurance.
  5. Supplemental health insurance
     • Bankers Life offers a variety of supplemental health insurance coverage options such as critical illness insurance which covers cancer, heart attack, stroke, end-stage kidney failure, and other conditions.

Brotherhood Mutual Insurance Company #

Brotherhood Mutual

• Brotherhood Mutual Insurance Company is an American insurance company primarily serving churches and related institutions (such as Christian schools, camps, colleges).
• Types of insurance provided include property, liability, commercial auto, workers’ compensation, and travel.
• They also provide payroll services and travel assistance services to churches, Christian schools, camps, colleges, nonprofits, and missions.

CareSource #

CareSource

• Products: Medicaid Managed Care plans, Health Insurance Marketplace plans, MyCare Ohio plan, Medicare Advantage plans
• CareSource is a nonprofit that began as a managed health care plan serving Medicaid members in Ohio.
• It provides public health care programs including Medicaid, Medicare, and Marketplace.

Citizens Property Insurance Corporation #

Citizens Property Insurance Corporation

• Citizens Property Insurance Corporation (Citizens) was created in 2002 from the merger of two other entities to provide both windstorm coverage and general property insurance for home-owners who could not obtain insurance elsewhere.
• It was established by the Florida Legislature in Chapter 627.351(6) Florida Statutes as a not-for-profit insurer of last resort.
• The company has no connection to Louisiana Citizens Property Insurance Corporation, the equivalent entity in Louisiana, or several similarly named “for-profit” subsidiaries in the Hanover Insurance Group.

The Guardian Life Insurance Company of America #

The Guardian Life Insurance Company of America

• The Guardian Life Insurance Company of America is one of the largest mutual life insurance companies in the world.

• The company offers a wide range of insurance products and services, including life insurance, disability income insurance, annuities, investments, and dental and vision insurance coverage.

• Products

  • Dental
  • Disability insurance
  • Human resources
  • Investment services

AARP #

• Location: Offices in all 50 U.S. states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands
• Subsidiaries: AARP Foundation - AARP Services Inc - Legal Counsel for the Elderly

• AARP (formerly called the American Association of Retired Persons) is a United States–based interest group focusing on issues affecting those over the age of fifty.
• AARP sells paid memberships, and markets insurance and other services to its members.
• AARP has several affiliated organizations, including:
  1. AARP Foundation, a 501(c)(3) non-profit charity that helps people over age 50 who are at social and economic risk; it includes:
     • AARP Experience Corps, a 501(c)(3) non-profit charity that encourages people over age 50 to mentor and tutor school children;
     • AARP Institute, a non-profit charity that holds some of AARP’s charitable gift annuity funds;
  2. AARP Services, Inc., a for-profit corporation that provides quality control and research,
  3. Legal Counsel for the Elderly, a 501(c)(3) non-profit charity that provides legal assistance to seniors in Washington, D.C.
  4. AARP Financial Services Corporation, a for-profit corporation that holds AARP’s real estate;
  5. AARP Insurance Plan, an organization that holds some of AARP’s group health insurance policies;

New York Life Insurance Company #

New York Life Insurance Company

• A mutual insurance company, New York Life is owned by its policyholders and has no outside shareholders.

• As a mutual, New York Life distributes a portion of its earnings to eligible policyholders as annual dividends.

• New York Life’s core product is whole life insurance, a type of life insurance offering lifelong protection that builds cash value over time.

• New York Life also sells term life insurance, universal life insurance, variable universal life insurance, long-term care insurance and annuities.

• The company operates New York Life Direct, selling direct-to-consumer policies, and is the exclusive life insurance partner of the AARP.

• Through Seguros Monterrey New York Life, the company offers insurance in Mexico.

• Asset management businesses

  • New York Life Investments is a subsidiary global asset management business which serves both institutional and retail clients

Pacific Life #

Pacific Life Insurance Company is an American insurance company providing life insurance products, annuities, and mutual funds, and offers a variety of investment products and services to individuals, businesses, and pension plans.

Lincoln National Corporation #

• Lincoln National Corporation operates multiple insurance and investment management businesses through subsidiary companies.

• Lincoln Financial Group is the marketing name for LNC and its subsidiary companies.

• LNC divides operations into four business segments: annuities, life insurance, retirement plan services, and group protection.

• The principal Lincoln subsidiaries are:

  • Lincoln National Life Insurance Company
  • Lincoln Life & Annuity Company of New York
  • First Penn-Pacific Life Insurance Company
  • Lincoln Financial Distributors
  • Lincoln Financial Advisors
  • Lincoln Financial Securities

Northwestern Mutual #

• The financial security company provides consultation on wealth and asset income protection, education planning, retirement planning, investment advisory services, financial planning trust and private client services, estate planning and business planning.

• Its products include life insurance, permanent life insurance, disability income, and long-term care insurance; annuities; investments; and investment advisory products and services.

• The firm distributes a portion of its earnings to eligible policyholders as annual dividends.

• Subsidiaries

  • Mason Street Advisors is an SEC-registered investment advisor for Northwestern Mutual Series Fund variable annuity and variable life products.
  • Northwestern Long Term Care Insurance Company offers Northwestern Mutual’s long-term care insurance.
  • Northwestern Mutual Investment Management Company manages Northwestern Mutual’s investments in public and private debt, private equity and real estate.
  • Northwestern Mutual Investment Services is the company’s broker-dealer, which is also a registered investment advisor and member FINRA and SIPC.
  • Northwestern Mutual Wealth Management Company provides financial planning, investment advisory and trust services, and is a federal savings bank.

Nationwide Mutual Insurance Company #

Nationwide Mutual Insurance Company

• Nationwide Mutual Insurance Company and affiliated companies, commonly shortened to Nationwide, is a group of large U. S. insurance and financial services companies based in Columbus, OH.
• The company also operates regional headquarters in Scottsdale, AZ; Des Moines, IA; San Antonio, TX; Gainesville, FL; Raleigh, NC; Sacramento, CA, and Westerville, OH.
• Nationwide is one of the largest insurance and financial services companies in the world, focusing on domestic property and casualty insurance, life insurance and retirement savings, asset management, and strategic investments.

Amica Mutual Insurance #

Amica Mutual Insurance

• Amica Mutual Insurance Company is mutual insurance company that offers auto, home and life insurance.
• Subsidiaries
  • Amica Mutual Insurance Company
  • Amica Life Insurance Company
  • Amica Property and Casualty Insurance Company
  • Amica General Agency, LLC

Country Financial #

Country Financial

• Products & Services: auto insurance, home insurance, life insurance, commercial insurance, retirement planning, investment management, trust services

• COUNTRY Financial is a group of US insurance and financial services companies with customers in 19 states.

• The group of companies offers a range of insurance and financial products and services, including auto, home, life, commercial insurance, retirement planning, investment management and trust services.

• The COUNTRY Financial insurance group consists of multiple operating companies:

  • COUNTRY Mutual Insurance Company
  • Middlesex Mutual Assurance Company
  • Holyoke Mutual Insurance Company in Salem
  • COUNTRY Casualty Insurance Company
  • COUNTRY Preferred Insurance Company
  • COUNTRY Life Insurance Company
  • COUNTRY Investors Life Assurance Company
  • COUNTRY Trust Bank
  • COUNTRY Capital Management Company

Erie Insurance Group #

Erie Indemnity Company

• Erie Insurance is a publicly held insurance company, offering auto, home, commercial and life insurance through a network of independent insurance agents.
• Serves 12 states— Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, Wisconsin—and the District of Columbia.
• Company Subsidiaries
  • Erie Insurance Property & Casualty Company
  • Flagship City Insurance Company
  • Erie Insurance Company
  • Erie Insurance Company of New York
    • Located at 120 Corporate Woods, Suite 150, Rochester, New York 14623
  • Erie Family Life Insurance Company

Hanover Insurance #

The Hanover Insurance Group, Inc.

The Travelers Companies #

The Travelers Companies, Inc.

• The Travelers Companies, Inc., commonly known as Travelers, is an American insurance company.

• The company has field offices in every U.S. state, plus operations in the United Kingdom, Ireland, Singapore, China, Canada, and Brazil.

• Travelers provides commercial and personal property and casualty insurance products and services to businesses, government units, associations, and individuals.

• The company offers insurance through three segments:

  • Personal Insurance, which includes home, auto and other insurance products for individuals
  • Business Insurance, which includes a broad array of property and casualty insurance and insurance-related services in the United States
  • Bond and Specialty Insurance, which includes surety, crime, and financial liability businesses which primarily use credit-based underwriting processes, as well as property and casualty products that are predominantly marketed on an international basis.

The Hartford #

The Hartford Financial Services Group, Inc.

• Products: Automobile insurance, Property insurance, General liability insurance, Workers’ compensation, Group benefits, Mutual funds, Exchange-traded funds
• The Hartford Financial Services Group, Inc. is a United States-based investment and insurance company.
• The company’s earnings are divided between property-and-casualty operations, group benefits and mutual funds.

Liberty Mutual #

Liberty Mutual Group

• Liberty Mutual Group is an diversified global insurer and property and casualty insurer in the United States.

• The company offers a wide range of insurance products and services, including personal automobile, homeowners, workers’ compensation, commercial multiple peril, commercial automobile, general liability, global specialty, group disability, fire insurance and surety.

• Liberty Mutual Group owns, wholly or in part, local insurance companies in Argentina, Brazil, Chile, China (including Hong Kong), Colombia, Ecuador, India, Ireland, Malaysia, Poland, Portugal, Singapore, Spain, Thailand, Turkey, the United Kingdom, Venezuela and Vietnam.

• In the United States, Liberty Mutual remains a mutual company in which policyholders holding contracts for insurance are considered shareholders in the company.

• However, Liberty Mutual Group’s brand usually operates as a separate entity outside the United States, where a subsidiary is often created in countries where legally recognized mutual-company benefits cannot be enjoyed.

• Liberty Mutual conducts all of its business through four strategic business units:

  1. US Consumer Markets
     • Passenger automobile, homeowners, life, annuity and other property and casualty insurance products are available via Liberty Mutual’s US Consumer Markets line.
     • These products are branded under the Liberty Mutual Insurance and Safeco names.
  2. Commercial insurance
     • Property and casualty, as well as group benefits commercial insurance products, fall into two distinct categories: Business Insurance and National Insurance.
     • The former caters to businesses with fewer than 1,000 employees, while the latter serves businesses in specific industries or with more than 1,000 employees.
     • Group-benefits products include disability insurance and group life insurance.
  3. Global Consumer Markets
     • Localized insurance companies sell Liberty International’s products in 18 different countries and markets.
     • International products are offered to both individual and business customers, and include property and casualty insurance as well as health and life insurance products.
     • The largest international product offering is passenger automobile insurance for private individuals.
  4. Global Specialty
     • The Global Specialty insurance line offers specialty products, such as marine, energy, aviation, professional liability and crisis management, offered through 40 Liberty International Underwriters offices worldwide.
     • In addition, Liberty International Underwriters provides global multi-line insurance and reinsurance written on its Lloyd’s Syndicate 4472 platform.
     • Global Specialty also includes reinsurance products offered through Liberty Mutual Reinsurance.

• Subsidiary companies

  1. Helmsman Management Services
  2. Liberty County Mutual Insurance Company
  3. Liberty International Underwriters (LIU)
  4. Liberty Mutual Surety (LMS)
  5. Liberty Mutual Reinsurance (LMR)
  6. Liberty Specialty Markets (LSM)
  7. Liberty Seguros
  8. Liberty Mutual Agency Corporation
     • American Fire & Casualty
     • America First Insurance
     • Colorado Casualty
     • Consolidated Insurance Company
     • Golden Eagle Insurance
     • Indiana Insurance
     • Liberty Mutual Surety
     • Liberty Surety First
     • Montgomery Insurance
     • Ohio Casualty
     • Ohio Security
     • West American
     • Peerless Insurance
     • Safeco
     • Ironshore (acquired in 2016)
  9. Peerless Insurance

Mercury General #

Mercury General Corporation

• Mercury General Corporation is a multiple-line insurance organization offering personal automobile, homeowners, renters and business insurance.

• Mercury’s primary focus is auto and homeowners insurance, however, the company also writes personal liability policies (umbrella), business insurance, mechanical breakdown protection (similar to an extended warranty for your vehicle), renters, service line protection, home systems protection, identity management protection and ride-hailing insurance.

• Products

  • Personal Auto Insurance – Mercury provides liability, comprehensive, collision, and other coverages for personal automobiles.
  • Homeowners Insurance – A policy specifically tailored to individual needs for single-family homes that includes the structure, belongings and liability coverage. It may also provide additional living expenses if policyholders are forced to vacate their homes due to a covered loss or peril.
  • Renters Insurance – Renters insurance provides coverage for personal property and liability protection. It also covers temporary living expenses should your property become uninhabitable due to a covered loss or peril.
  • Condo Insurance – Specifically designed for condo owners, these policies provide coverage for personal property, liability protection, guest medical protection, and condo unit additions and alterations. It also covers temporary living expenses should your property become uninhabitable due to a covered loss or peril.
  • Umbrella Insurance – Additional liability protection for personal auto and/or homeowners in the event losses exceed the underlying policy’s liability limits.
  • Dwelling Fire Insurance – A policy specifically designed for landlords to protect rental properties – providing coverage for the structure, contents and general liability. Should the property become uninhabitable due to a covered loss or peril, fair rental value will be provided for lost rents until the property is livable again.
  • Business Auto Insurance – Provides protection for individuals, sole proprietorships, partnerships and corporations with vehicles that are used for business purposes.
  • Business Insurance – Three different policies – Business Owners Policies (BOPs), Commercial Property, and Commercial Liability – that protect various aspects of a business. The most common policy coverages include liability, medical, building coverage, business personal property and business income.
  • Mechanical Protection – Commonly referred to as extended warranty coverage, Mercury’s mechanical protection pays for covered vehicle repairs after the vehicle manufacturer’s warranty expires. Certain benefits are also available during the vehicle manufacturer’s warranty period.
  • Ride-Hailing Insurance – An endorsement to Mercury’s personal auto policy that covers the gaps between auto insurance and the Transportation Network Company’s commercial insurance coverage when the driver working for a TNC turns on the ride-hailing app.
  • Service Line Protection – An endorsement to a homeowners policy that covers damage to exterior underground service lines, which includes water piping, sewer lines, power lines and more.
  • Home Systems Protection – An endorsement to a homeowners policy that covers HVAC systems, appliances, electronics and more.
  • Identity Management Protection – An endorsement to a homeowners, condo or renters policy that help protect a person’s identity from fraudsters.

Esurance #

Esurance Insurance Services, Inc.

• Esurance Insurance Services, Inc. is an American insurance company.
• It sells auto, home, motorcycle, and renters insurance direct to consumers online and by phone.
• Its primary competitors are other direct personal insurance writers, mainly GEICO and Progressive.
• Founded in 1999, the company was acquired by Allstate in 2011.

MetLife #

MetLife, Inc.

• MetLife, Inc. is the holding corporation for the Metropolitan Life Insurance Company (MLIC) and its affiliates.

• MetLife is one of the largest global providers of insurance, annuities, and employee benefit programs.

• Outside of the United States, MetLife operates in Latin America, Europe, Asia’s Pacific region, and the Middle East.

  • MetLife holds leading market positions in the United States, Japan, Latin America, Asia’s Pacific region, Europe, and the Middle East.

• Subsidiary and affiliate companies MetLife subsidiaries and affiliates have included MetLife Investors, MetLife Bank, MetLife Securities, Metropolitan Property and Casualty Insurance Company and its subsidiaries, General American, MetLife Legal Plans, MetLife Resources, New England Financial, Walnut Street Securities, Inc. , Safeguard Health Enterprises, Inc. , and Tower Square Securities, Inc., Cigna.

• Brighthouse Financial was launched in March 2017.

Products and services #

1. Life insurance
   • MetLife’s individual life insurance products and services comprise term life insurance and several types of permanent life insurance, including whole life, universal life, and final expense whole life insurance.
   • These services vary in regards to the duration and amount of coverage available and whether a medical exam is required for coverage.
   • The company also offers group life insurance, provided through employers, which consists of term life, permanent life, and accidental death and dismemberment coverage.
2. Dental
   • MetLife offers group dental benefit plans for individuals, employees, retirees and their families and provides dental plan administration for millions of people.
   • Plans include MetLife’s Preferred Dentist Program (PPO) and the SafeGuard DHMO (available for both individuals and employees in CA, FL, TX, NJ and NY.
3. Disability
   • For individuals, the company’s individual disability income insurance can replace a portion of lost income if an individual is unable to work due to sickness or injury.
     • MetLife offers several individual disability income policies, including MetLife Income Guard, OMNI Advantage, OMNI Essential, Business Overhead Expense, and Buy-Sell.
     • The policy options provided by the company vary in terms of eligibility and the provided coverage.
   • For groups, MetLife offers short term disability insurance and long term disability insurance.
     • Short term disability insurance is structured to replace a portion of an individual’s income during the initial weeks of a disabling illness or accident.
     • Long term disability Insurance serves to replace a portion of an individual’s income during an extended period of a disabling illness or accident.
     • The company also maintains an absence management product which allows employers to track and manage both planned and unplanned employee absences.
     • The product, which MetLife calls MetLife Total Absence Management, is structured for businesses with 1,000 or more employees.
4. Annuities
   • MetLife offers annuities which consist of fixed annuities, variable annuities, deferred annuities and immediate annuities.
5. Auto & Home
   • MetLife’s home insurance includes homeowners insurance, condo insurance, renters insurance, insurance for landlords, and mobile home insurance.
   • The available policies for MetLife’s home insurance provide coverage for possessions, property damage from natural disaster or theft, and various legal expenses incurred resulting from injuries sustained on an individual’s property.
   • The companies also sell RV, ATV, boat, mobile home, collectible vehicle, and motorcycle policies and offers flood insurance policies as a participant in the National Flood Insurance Program (NFIP), which is managed by the federal government.
   • MetLife’s various types of coverage for auto insurance include liability protection, collision and comprehensive coverage, personal injury protection, rental car coverage, and uninsured and underinsured motorists coverage.
   • Through an arrangement with Hyatt Legal Plans, a subsidiary of MetLife, MetLife Auto & Home underwrites group legal plans in many states.
   • The GrandProtect policy simplifies complex insurance needs by combining a client’s home, valuable items, autos, RVs, and boats into one comprehensive policy package.
     • The ultimate benefits to the consumer are having one bill, only one deductible, comprehensive coverage, and typically lower rates than trying to get each policy individually.
   • Farmers Insurance Group completed it’s purchase of MetLife’s auto and home books of business on April 8, 2021. (for $3. 94 billion)
6. Other product
   • MetLife’s products also include critical illness insurance.
   • Financial services include fee-based financial planning, retirement planning, wealth management, 529 Plans, banking, and commercial and residential mortgages.
   • The company also provides retirement plan and other financial services to healthcare, education, and not-for-profit organizations.
   • The MetLife Center for Special Needs Planning is a group of planners which serve families and individuals with special needs.
   • In 2014, MetLife launched MetLife Defender, a digital identity theft protection product.

Safeco #

Safeco Insurance

• On April 23, 2008, Safeco announced an agreement to be acquired by Liberty Mutual for $68.25 per share.

Shelter Insurance #

Shelter Insurance

• Products

  1. Auto
     • Private Passenger Auto
     • Commercial Auto
     • Motorcycle
     • Recreational Vehicle
  2. Property
     • Homeowners
     • Mobile Homeowners
     • Farmowners
     • Dwelling Fire
     • Farm Fire
     • Apartment Owners
     • Personal Inland Marine
     • Boatowners
  3. Liability
     • Personal Umbrella
     • General Liability
     • Comprehensive Farm Liability
  4. Business
     • Business Owners
     • Commercial Fire
     • Commercial Inland Marine
     • Cargo
  5. Life

• Subsidiaries

  • Shelter Mutual Insurance Company
  • Shelter General Insurance Company
  • Shelter Life Insurance Company
  • Shelter Reinsurance Company
  • Haulers Insurance Company, Inc.
  • Shelter Financial Corporation
  • Shelter Financial Services, Inc.
  • Shelter Benefits Management Inc.
  • Shelter Enterprises, LLC
  • Daniel Boone Agency, LLC
  • AmShield Insurance Company
  • Say Insurance

• Shelter Insurance Company is a mutual insurance company which focuses on auto, property, business, and life Insurance.

• Shelter was founded in 1946 as the insurance subsidiary of the Missouri Farmers Association (the same company as MFA Incorporated), and was called MFA Mutual Insurance Company.

Metromile #

Metromile, Inc. - per-mile insurance for low-mileage drivers.

• Metromile, Inc. is a San Francisco-based technology startup that offers pay-per-mile car insurance.
• Pay-per-mile insurance is a type of usage-based insurance where the user pays a base rate along with a fixed rate per mile.
• The billing model is intended to benefit low-mileage drivers and does not take driving style or behavior into account (for determining rates or discounts).
• To measure mileage, the Metromile Pulse device is plugged into the onboard diagnostic (OBD-II) port of the car.
• The OBD-II port is the same port that mechanics use to diagnose issues that trigger a car’s “check engine” light.
• The device then transmits mileage data to servers.

GAINSCO #

GAINSCO, Inc.

• GAINSCO (OTC Pink No Information: GANS) is a Dallas, Texas-based holding company.
• GAINSCO Auto Insurance®, the company specializes in minimum-limits personal auto coverage. Its insurance company subsidiary (domiciled in Texas) is MGA Insurance Company, Inc.
• On December 31 2020, State Farm Insurance announced its acquisition of GAINSCO as a wholly owned subsidiary for $400 million.

Mutual of Omaha #

Mutual of Omaha Insurance Company

• Mutual of Omaha offers a variety of insurance and financial products for individuals, businesses and groups throughout the United States.

• The company provides a variety of financial services, including Medicare Supplement, life insurance, long-term care coverage and annuities, as well as group coverage including life, disability and 401(k).

• Subsidiaries

  1. United of Omaha Life Insurance Company
     • Founded in 1909, this company provides life insurance, pension and annuity products for groups and individuals.
  2. United World Life Insurance Company
     • This company has offered health and accident coverage and specialty life plans since 1983.
  3. Mutual of Omaha Investor Services, Inc.
     • Mutual funds are offered to individuals through the company’s agents and Retirement Plans brokers.
  4. East Campus Realty, LLC
     • East Campus Realty, LLC was established to develop Midtown Crossing at Turner Park.

Penn National Insurance #

Penn National Insurance

• Penn National Insurance is a property-casualty mutual insurance company.
• Products
  • Commercial auto insurance; Condo insurance; Renters insurance; and umbrella insurance.

Primerica #

Primerica, Inc.

• Primerica, Inc. (NYSE: PRI) is a company that provides insurance, investment and financial services to middle income families in the United States and Canada.

• The company primarily sells term life insurance, as well as other financial services including auto and home insurance, mutual funds, and credit monitoring.

• Primerica is the parent company of National Benefit Life Insurance Company, Primerica Life, Peach Re, and Vidalia Re.

• Primerica acquired e-Telequote in July 2021.

• Primerica had its initial public offering in 2010.

Principal Financial Group #

Principal Financial Group, Inc.

• Principal Financial Group is an American global financial investment management and insurance company.
• Four segments comprise the company:
  • Retirement and Income Solutions,
  • Principal Global Investors,
  • Principal International,
  • U. S. Insurance Solutions.

Protective Life #

Protective Life Corporation

• Protective Life Corporation is a financial service holding company in Birmingham, Alabama.
• Protective Life Corporation was acquired by The Dai-ichi Life Insurance Company, Limited (Tokyo, Japan) on February 15, 2015.
• Protective Life Corporation’s subsidiaries
  • Protective Life Insurance Company,
    • It’s primary subsidiary, Protective Life Insurance Company, was established in 1907 and now markets its products and services in all 50 states.
  • West Coast Life Insurance Company,
  • MONY Life Insurance Company,
  • Protective Life And Annuity Insurance Company,
  • ProEquities Inc. Protective Securities,
  • Protective Property and Casualty Insurance Company.

• The company offers plans in:
  1. Life insurance, including universal life, variable universal life, and bank-owned life insurance products.
  2. Annuities, including fixed and variable annuity products.
  3. Stable value products, including fixed and floating-rate funding agreements sold to the trustees of municipal bond proceeds, institutional investors, bank trust departments and money market funds.
  4. Asset protection, marketing extended service contracts and credit life and disability insurance to protect consumers’ investments in automobiles, watercraft and recreational vehicles.
  5. Acquisitions, consisting of policies originated by other companies and later acquired by Protective. The segment’s primary focus is on life insurance policies and annuity products that were sold to individuals.

Securian Financial Group #

Securian Financial Group, Inc.

• Securian Financial Group, Inc. is a mutual holding company that provides insurance, investment retirement products and Trust services to million of clients in the United States, Puerto Rico and Canada.

• Minnesota Mutual Companies, Inc. is the parent holding company headquartered in St. Paul. Its subsidiaries:

  • Securian Financial Group, Inc
  • Minnesota Life Insurance Company
  • Securian Life Insurance Company
  • Securian Financial Services
  • Securian Trust Company
  • Allied Solutions
  • Securian Asset Management
  • Asset Allocation & Management Company (AAM)
  • Securian Casualty Company
  • American Modern Life Insurance Company
  • Southern Pioneer Life Insurance Company

Symetra #

Symetra

• Symetra is an American family of companies providing retirement plans, employee benefits, annuities and life insurance through independent distributors nationwide.
• Symetra Financial was acquired in 2016 by Japanese insurer Sumitomo Life for $3.

8 billion.

• In January 2020, Symetra Financial Corporation announced it established an investment subsidiary, Symetra Investment Management Company (SIM).

Lemonade, Inc. #

Lemonade, Inc.

• Lemonade Inc. offers renters’ insurance, homeowners’ insurance, car insurance, pet insurance and term life insurance in the United States as well as contents and liability policies in Germany, and the Netherlands, and renters insurance in France.
• Its business plan includes annually giving a portion of its underwriting profits to a nonprofit organization chosen by each customer upon signup.
• On July 1, 2020, the company became a public company via an initial public offering.
• In November 2021, the company announced that it would fully acquire Metromile, Inc.

Safe Auto Insurance Company #

Safe Auto Insurance Company

• Safe Auto Insurance Company is a property and casualty auto insurance carrier.

• Target Market

  • SafeAuto targets the nonstandard auto insurance market, in which it has specialized for over 20 years in providing liability coverage that meets states’ required minimum limits.
  • Deshe and Diamond founded the company on the idea that SafeAuto could serve this market, which includes high-risk drivers and drivers who require an SR-22 that other companies were hesitant to insure.

• It is a privately held carrier and provider of state-minimum private-passenger auto insurance for drivers in the nonstandard insurance market in 19 states across the country, including Ohio, Indiana, Kentucky, Georgia, Pennsylvania, South Carolina, Tennessee, Louisiana, Mississippi, Illinois, Missouri, Arizona, Oklahoma, Kansas, Virginia, Texas, California, Alabama, and Colorado.

Kemper Corporation #

Kemper Corporation

• The Kemper family of companies provide insurance to individuals, families, and businesses.

Subsidiaries #

Kemper Property & Casualty #

• Kemper Auto is a national provider of auto insurance with a concentration on non-standard auto insurance
• Infinity, a Kemper Company is a provider of non-standard auto insurance for drivers in the State of California only
• Kemper Personal Insurance provides both home and auto insurance to the company’s preferred/standard book of business

Property & Casualty Insurance Companies #

• Alpha Property & Casualty Insurance Company
• Alliance United Insurance Company
• Charter Indemnity Company
• Financial Indemnity Company
• Infinity Insurance Company
• Infinity Auto Insurance Company
• Infinity Assurance Insurance Company
• Infinity Casualty Insurance Company
• Infinity County Mutual Insurance Company
• Infinity Indemnity Insurance Company
• Infinity Preferred Insurance Company
• Infinity Safeguard Insurance Company
• Infinity Select Insurance Company
• Infinity Standard Insurance Company
• Infinity Security Insurance Company
• Kemper Financial Indemnity Company
• Kemper Independence Insurance
• Merastar Insurance Company
• Mutual Savings Fire Insurance Company
• Response Insurance Company
• Response Worldwide Direct Auto Insurance Company
• Response Worldwide Insurance Company
• Trinity Universal Insurance Company
• Unitrin Advantage Insurance Company
• Unitrin Auto and Home Insurance Company
• Unitrin Direct Insurance Company
• Unitrin Direct Property & Casualty Company
• Unitrin Preferred Insurance Company
• Unitrin Safeguard Insurance Company
• Valley Property & Casualty Insurance Company
• Warner Insurance Company

Kemper Life & Kemper Health #

• Kemper Life
• Kemper Health
• Kemper’s Reserve National business offers hospital, surgical, accident, supplemental, specified disease, and life insurance plans.

Life & Health Insurance Companies #

• Mutual Savings Fire Insurance Company
• Mutual Savings Life Insurance Company
• Reserve National Insurance Company
• The Reliable Life Insurance Company
• Union National Life Insurance Companresearch department
• United Insurance Company of America
• United Casualty Insurance Company of America
• Union National Fire Insurance Company

Other Affiliated Insurance Companies #

• Capitol County Mutual Fire Insurance Company
• Old Reliable Casualty Company
• Unitrin County Mutual Insurance Company

Colonial Penn #

Colonial Penn Life Insurance Company

American Fidelity Assurance #

American Fidelity Assurance Company

• American Fidelity Assurance (AFA) is an American private, family-owned life and health insurance company co-founded by C. W. and C. B. Cameron.
• It provides voluntary supplemental health insurance products (cancer, disability, life and hospital indemnity) and tax deferred annuities to education employees, auto dealerships, health care providers and municipal workers across the United States.
• AFA is a subsidiary of American Fidelity Corporation, which is owned by the Cameron family.

Gerber Life Insurance Company #

Gerber Life Insurance Company

• Gerber Life provides juvenile and family life insurance products to middle-income families along with medical insurance to small- and medium-sized businesses.

• Products

  • Whole Life Plan
  • Family Life Insurance Plan
  • Accident Protection Insurance
  • Gerber Life College Plan

Globe Life and Accident Insurance Company #

• Globe Life provides life and health insurance coverage nationwide.
• Globe Life and Accident Insurance Company has executive offices in Oklahoma City and McKinney, TX.
• It is a subsidiary of Globe Life.